Investment management tools include , Fee based Money Management accounts, Brokerage Services, Traditional IRA’s., IRA Rollovers and Roth IRA’s, Mutual Funds and Exchange Traded Funds, Fixed and Variable Annuities, and 529 College Plan accounts.
Risk Management and Protection Planning Tools include, Term Life, Universal Life, Whole Life, Variable Life, Short-Term and Long-Term Disability Insurance, Individual Health Insurance and Medicare Supplement Insurance, Medicare Part D RX plans and Long-Term Care Insurance.
Qualified Retirement Programs such as, SIMPLE IRA Plans, 401(k) Profit Sharing Plans, Defined Benefit Pension Plans, SEPs (Simplified Employee Pension), 403(b) Tax-Sheltered Annuities, Deferred Compensation and Salary Deferral Plans.
Employer and Employee Paid Health and Welfare Programs like Group Health Insurance, Section 125 ‘Cafeteria Plans, group Life Insurance, group Short and Long-Term Disability Insurance, group Long-Term Care Insurance, group Dental and Vision Plans.Plan design strategies such as Health Reimbursement Arrangements and Health Savings Accounts. Free value added COBRA Services, group Billing Administration, Enrollment services and claim adjudication.
The New York Paid Family Leave law becomes effective January 1, 2018 and, when fully phased in, an employee will receive 67% of his/her average weekly wages, capped at 67% of the average statewide weekly wage.
Last year Governor Andrew Cuomo signed the New York Paid Family Leave (“NYPFL”) law as part of the 2017 State Budget. On February 22, 2017, the State of New York filed proposed regulations to implement NYPFL.