Employee Benefits

Your small business is unique, so a one-size-fits-all approach to employee benefits simply won’t work. That is why, at Culbertson Financial Services, we take a custom approach to employee benefits.

We understand that as a small business owner, you face the challenge of reducing costs while enhancing employee benefits and still attracting qualified employees. Our solutions are tailored to local market conditions, network, and price. To help you maximize your benefits while reducing your costs and administrative burden.

Our employee benefits services include:

• Group Health, Dental, Vision and Life Insurance
• Group Short-term and Long-term disability Insurance
• Health Savings Accounts
• Health reimbursement arrangements
• Flexible savings accounts
• 401(k) Retirement Accounts
• SIMPLE IRAs

We also provide administrative support as a value-added service, including:

• COBRA administration
• Claims audit, review advocacy and pre-processing
• Wellness solutions
• Billing resolutions
• Enrollment and terminations
• Employee communication
• Benefits benchmarking
• Medicare co-ordination

Ready to get started? Schedule an appointment